Apartment buildings are an excellent type of investment property. They can offer dependable cash flow returns and long-term appreciation. It can be a good investment category for passive investors with well-structured property management. Apartment buildings can also be a significant value-added investment by improving the building and increasing rents for the professional investor and asset syndicator. Compared to commercial properties, apartment building tenants are not specialized, allowing for fewer management limitations so you can concentrate on building your portfolio.

However, apartment buildings can be challenging to finance without the right lender. Many lenders prefer short-term amortization loans, large down payment percentages, strict cash-flow calculations, and restricted geographic locations. Traditional banks often require the borrower to have a sizable net worth with large liquid assets. This can make leveraging your capital and investment portfolio difficult. Many multifamily investment opportunities don't work out if the capital required to improve the property and increase rents immediately after purchasing is not available. Through our broad base of lender relationships, we can access loan programs that provide you with the following flexibility: